The No Surprise Act (NSA)

A federal law went into effect on January 1, 2022, called the “No Surprises Act” which requires healthcare practitioners to provide a “Good Faith Estimate” (GFE) orally and in writing to individuals who are not enrolled in a healthcare plan/coverage, a Federal health care program, and/or not seeking a claim with their healthcare plan/coverage. The Good Faith Estimate works to show the cost of items and services that are reasonably expected for your health care needs for an item or service, a diagnosis, and a reason for psychotherapy. This Good Faith Estimate (GFE) is based on information known at the time the estimate was created. IT IS NOT A BILL OR A BINDING CONTRACT. It does not include any unknown or unexpected costs that may arise during treatment. You could be charged more if complications or special circumstances occur and will be provided a new GFE should this occur. If this does happen, federal law allows you to dispute (appeal) the bill if you and your healthcare provider did not previously talk about the change and you have not been given an updated good faith estimate.

If you receive filing out of network insurance claims with Miracles Counseling Centers, or are privately paying for your services with Miracles Counseling Centers, you are entitled to receiving a Good Faith Estimate of what your costs could be for up to 12 months of care. Note: The GFE does not apply currently to any clients who are using health insurance benefits. Please speak with your therapist for additional information.